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Tag Archives: Personal experience

How I learned about Spending Habits (Financial Habits, Part Two)

11 Monday Mar 2019

Posted by kathyd65 in Addiction, Personal Finances, That's Life, Truth Mostly

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Tags

Education, Life, Personal experience, truth

How I learned about Spending Habits

How does one learn about spending habits? This is a question that has had a multi-layer answer for me over the years. First of all, I didn’t know what spending habits were, and didn’t know that mine were questionable. In the past post I used the term “creative financing.” What that meant for me, for most of my adult life, was to manipulate my financial affairs. I thought I was being clever, and most of the time (emphasis on ‘most’), I got away with it. See, if I was getting paid on Friday and Tuesday or Wednesday I’d run out of essentials, like milk, cereal, bread, lunch meat – things kids need to make breakfast or lunch, I would write a check at the grocery and hold out hope that the check I wrote would not clear the bank before I could deposit my paycheck. (You see, kids, once upon a time, there was no such thing as direct deposit – you had to wait until your boss handed out checks on Friday morning, and during lunch time, you had to drive to your bank, park the car, walk into the bank, get in line behind all the other folks who got paid, and actually deposit your check at a counter, with a bank employee. Seriously. I’m not making this up. Go ask your mom, or your grandpa.)

I had no idea how I kept running out of money. I didn’t keep track of my expenses. (Although I do vaguely remember my dad once sitting me down and explaining to me about budgets and expenses and stuff like that. I was 17, so it got filed away somewhere under ‘Dad’s Advice’ and I remembered it when I needed to share it with my kids.)

My first lesson in spending habits: Write down every single thing I spent money on – EVERYTHING. Buy a latte at Starbucks? Write it down. Donate two dollars to the lady outside of the grocery? Track it. Every utility, every bottle of water, every vending machine purchase – if you use a debit card, cash out of pocket, or write a check, you write that shit down. For 30 days. Trust me. This one exercise will open your eyes to where all the money goes.

My second lesson in spending habits: Once you realize where it’s all going, only spend as much as you make. Weird, right? Isn’t that what those credit cards are for? (No. The answer is NO. If you don’t have money left over after paying all your expenses each time you get paid, you have no business using a credit card YET.)

“Expenses? Income? What the heck is she talking about?” Okay, income is your pay. The money Coming In. Expenses is the money going out. (Some of you are thinking of leaving now, but trust me, LOTS of people do not know this, cannot grasp this concept. I mean, have you looked at the United States budget?)

I read Rich Dad, Poor Dad when I was 36 or so. Robert Kiyosaki suggested that a person save 10% of their income, give 10% to charity, and invest 10%, leaving 70% of that income for all their expenses. My first thought was, “Ten Percent? He’s kidding, right?” I gave no further thought to this idea at that time. Times have changed.

In 2009, I had to get things under control – my spouse lost his job and would be unemployed for 20 months. I read a book by Suze Orman titled 9 Steps To Financial Freedom. I will add that I read it in secret (so many secrets) to avoid being challenged should I choose to implement some of the suggestions. The first suggestion was Track Your Spending. Sure, tell the kids that chocolate chip cookies are not a necessity.

Remember when I wrote that I had to pay off $11,000 in credit card debt from 2003 to 2006? I truly believed that all that debt came from one poor business decision. Nope, I spent money like people breathe air. I used credit cards and justified their existence with things like, “Do you know how much kids cost to raise?” and “We needed a new car.” I found out later that I made enough money, but I did not live within my means.

Here’s a shot of a budget that I used consistently from 2008 until 2015 (sorry, Spending Plan. A friend who attended Debtors Anonymous taught me that phrase. Apparently, the members of that 12 step group felt that the word ‘budget’ was deceiving, and spending was calling it like it was.):

Spending Plan Example

I made enough to live well and pay all those freaking payments. I learned how to spend responsibly. This took some time to learn. With this spreadsheet (that I created all mby myself) I knew how much was coming in and when, and I knew when every bill was due and how much was due. (Plus, I am an Excel geek) Remember that self-discipline I mentioned? Having control of my finances was THAT important to me. I was tired of having no extra money, having really low credit scores, and always being in debt.

My brother taught me the ‘credit card’ shuffle to pay off the credit cards faster by opening new credit card account and transferring balances from cards with high interest to the new cards that offered incentives like Zero Interest for 18 months just for opening an account. (Only do this if you have learned to practice that self-discipline. Otherwise, you are just transferring a bad habit to a new card.)

I had it under control for a long time – BUT, because I still didn’t understand the connection between the past and my present, and emotions and deprivation, I still had a hard lesson to learn (several, in fact) about WHY I continued to have issues with money.

 

Addicted to Activity

22 Friday Feb 2019

Posted by kathyd65 in Addiction, That's Life, Transition, Truth Mostly

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Addiction, Life, Personal experience, truth

Busy Person Attaching Many Sticky Notes On Large WindowAddicted to Activity

Starting out, I didn’t realize that I had a desire for approval. I knew that when I received accolades and pats on the back for a job well done, that felt good, that I felt good, I felt worthy and accepted. I started saying Yes to extra tasks at in school and then at work more and more. I also had four children and filling my days was easy, and often required. How much I got done in a day was pretty phenomenal looking back. I never connected all that activity to feeding my EGO or AVOIDING feelings and intimacy in relationships. What I knew at the time was that I had a small set of valuable skills and I could organize my day better and better to get more and more done. This was pretty valuable in the work environment and as a mother. This was less valuable when it came to meaningful relationships, personal growth, or intimacy.

I actually had a co-worker tell me to pace myself or I’d burn out. I said what I often said when warned that my behavior could become harmful: “Oh, yeah, I know. I’m keeping an eye on that.” I didn’t know.

In hindsight I can see that the desire for approval and the need to feel valuable lead me to volunteering and saying Yes to additional requests more and more. Look at me, look at how helpful I can be, look at me DOING MORE THAN ANYONE ELSE.

A friend told me once, “You are the hardest working person I know.” I took it as a compliment at the time. I see now that it might have been a veiled warning.

I began to fall into this pattern of overload and burnout. I spread myself so thin that I’d become frustrated and overworked. I caused it but I took my frustrations out on others. I pointed fingers and I blamed. I did not see that I was causing the insanity in my own life. What I saw were open spots on my calendar that I needed to fill. This person wanted to do lunch. That person wanted to visit. Someone else needed a babysitter or their kitchen needed cleaning, etc., etc. I wanted to attend event after event after event – to impress others, to have something to talk about, to make my life appear more exciting that I felt it was. And then my head would explode and my tears of rage would flow and I would honestly, ignorantly wonder how I had let the overbooking of my time happen AGAIN.

I actually had friends I’d contact, asking them if I could talk over new opportunities with them before I said Yes to new tasks and invitations. I stuck to that for a while, and then I let it slide. I had this. I didn’t need to check in with my friends EVERY time. And it happened AGAIN – repeated behavior and frustration in the wake of my chaos.

Last summer I wanted my grand-kids to visit. In the beginning, we discussed inviting the two oldest grand-kids. We (Okay, I) planned for them to stay a week in July, after Independence Day. 7 days, no biggie (except for the tiny house we live in – what followed that was my crazy-making of booking an apartment with AirBNB just down the street from our own small home, and trying to coordinate food, daily events and entertaining the kids, plus caring for our cat at home, and then deciding after trying to control everything that we’d just stay at our house and make it work. It was my husband’s suggestion, by the way, to just stay home and make it work. It took me a couple of days to come around) And then, I had this BRIGHT idea that it would be great to see our other two grandchildren, too! They came the following week, for five days, with their mom (our daughter). They stayed at a hotel near Disneyland. We spent three days at Disneyland and one day at our home. Wait, wait, there’s more – my oldest son was being transferred from one base to another following my daughter’s visit, and we’d (I’d) offered to collect his car from Los Angeles and bring it back to our house (during that first grand-kid visit) so when he and his wife arrived, he’d have his car (which had been shipped ahead of time). AND, I wanted to take THEM to Disneyland; his wife had never been. And yes, all of this activity took place in a matter of about three and a half weeks. Was I exhausted when it was over? Yes. Could I tell you why? Only partly.

The most recent overbooking, and the shift: I was looking at my calendar at two events I’d planned to attend in Phoenix, Arizona. Looking at the calendar week by week I hadn’t seen what I’d done. For whatever reason, I zoomed out to the month view and I saw it then. I had booked two intense multi-day training’s back to back. There was a two-day opening between. A total of 12 days away from home during a time when we are rehabilitating a house. My mind spun… How had I done that again? I’d been so careful (although I really hadn’t).

And a huge internal shift began to take place. After I berated myself, and cried, and eventually surrendered, I saw that something HAD to change. I had to change. But how? Right then I made a choice. A choice to LOOK at my behavior regarding activity and over-planning more deeply than I’d ever looked before. I had to ask myself WHY it was that I planned so many activities all the time, and WHY I’d never ask myself Why before.

Here are the things I wrote down when I asked myself WHY I continue to overbook my life:

“Look at what I GET from doing stuff (activities)” – EGO-FEED. Value. False Pride. Achievement. Noticed. AVOIDANCE. Avoid self and feelings. Avoid deepening relationships with others.  (“I don’t have time. Can’t you see how busy I am?”)

And the oldest thought, an old truth, buried deep down: I am worthy and I am good enough ONLY IF I can DO MORE THAN ANYONE ELSE. All the time.

Damn.

So this time, as I realized I’d done it again, overbooked again, for the first time I asked myself why I do that. And I answered honestly. And I can SEE now. And I can choose differently. This is the beginning of my recovery, from doing too much.

My life, at least for the next little while, is going to be purposefully simple. Using activity to avoid feeling and engaging is an addiction. I do not know when it became my addiction, but I have recovered from other mind and mood-altering substances and I have the tools to address this one. One day at a time.

This week I canceled two big events I signed up for, and I did not replace them. I gave thought to an invitation and then declined. I chose to paint a creation today. I have stopped a few times to get back to being in the present moment.

I will still have things to do. I mean, it IS life after all. There are some commitments I wish to honor. Going forward, I will be discerning in the events I consider attending. I will talk to others about my plans and ask for input. I may even limit myself to certain days or a total number of days in the month that I will schedule major and minor events. I will journal daily and stay honest with myself about the kind of person I want to be and what that looks like today. These ideas may seem extreme to some, but this is addiction recovery. And I never considered activity as something that could become an addiction.

Here To Better Health: The Nutritionist

01 Friday Feb 2019

Posted by kathyd65 in Change of LIfe, Nutrition, That's Life, Transition

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Education, Health, Life, Nutrition, Personal experience

Food background. Fresh vegetables, fruits and blank notepad on a dark background. Concept of healthy eating, diet and planningHere’s to better health: The Nutritionist

During 2018 I read Eat Right 4 Your Type by Dr. Peter J. D’Adamo. As I age my body responds differently to many of the foods I’ve been eating most of my life. After reading the book, it was suggested that I engage the services of a nutritionist to better understand which foods might be causing inflammation, joint pain, and intestinal distress.

I searched for nutritionists near me and reviewed websites of potential candidates, looking for someone who was qualified and whose mission resonated with me. The nutritionist I selected holds a Masters Degree in Nutrition Science from Cal State Long Beach and is a Registered Dietitian. This quote from her website was the deciding factor for me to make that first phone call:

“Together we will work on listening and honoring your body to restore and strengthen your health.  The end goal is for my clients to be an active creator of the lifestyle they desire.” – Amanda Sauceda

During our first phone conversation she outlined her program, which includes ordering a blood panel to determine how the body reacts to 140 different foods, beverage, flavor enhancers and food chemicals. Preparing for the appointment also included completing an extensive questionnaire about my lifestyle, health history, eating habits and concerns.

Today I met my new nutritionist face to face for the first time. She asked some clarifying questions about the questionnaire I filled out and I filled in the blanks. We discussed my life phase of peri-menopause, difficulties losing weight and keeping it off, and intestinal issues I’ve had. She then handed me a color-coded list of all the foods included in the blood panel and explained what each color represented: the green line items indicate non-reactive foods, yellow line items indicates a moderate reaction, and red line items items should be avoided (soybeans and rainbow trout are red liners for me).

Discovering that my body might respond adversely to certain foods based on my blood type was eye opening. Having a professional review the results of a blood test with me added some clarity to what I’ve read (it was suggested by more than a couple of people that I should use the Blood Type book as a guideline). For example, the Blood Type book suggests that for my blood type, which is A, I should consume more soy products and avoid beef, while the blood test results the nutritionist reviewed for specific sensitivities disagrees, instead indicating that soy for me is a BIG NO-NO, and beef is acceptable. (Lucky me – I was not a fan of the soy-based diet idea). Keep in mind, everybody’s results are different, and that’s why I sought out the guidance of a trained nutritionist instead of solely relying on a popular book.

After reviewing the results of the test with her, we determined a beginner’s game plan to see how I feel when introducing only the most non-reactive of the foods (the green line items) into my diet during a two-week period. She offered to send me some alternative recipe ideas and gave me the choice of when to begin this modified diet.

The purpose of this exercise, for me, is to help my body to function at its optimal level for my age. I want to live a long life and I want to enjoy and participate fully in that life.

I discussed the results of the test and the food plan with my husband, so we are on the same page.

During the first two weeks, I’ll be eating a limited number of items from the green liners:

Nutrition Week 1 and 2

Check back in for an update. I plan to start this food plan on Saturday, February 9.

Here’s to better health!

Another Epiphany…

27 Sunday Jan 2019

Posted by kathyd65 in That's Life, Transition, Truth Mostly, Uncategorized

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Humor, Life, Personal experience, Personal Growth, Personal Insight, truth

Another Epiphany…

Epiphany defined: 3(a)(3) : an illuminating discovery, realization, or disclosure. Merriam Webster online

I’ve been establishing new habits by setting triggers or reminders in my phone to help me to remember who it is that I want to be. Every morning reminders pop off on my phone, every 30 minutes or so. Questions like, “What objective will you complete today to get you closer to your goals?” and affirmations along the lines of, “I am worth the effort. I deserve to succeed. I am really good at creating quality things.”

One of these reminders has been challenging… because of my limiting thoughts.

This particular reminder – which has been going off since September or so, is this: “What can I get excited or be enthusiastic about TODAY?” Every day since September I’ve read this question, this reminder to be enthusiastic, to get excited about something, and I’ve stalled. Until today.

First of all, for context… try it. Pick something you feel you can be enthusiastic or excited about for today. Try this exercise every day. Some of you may be quicker than I was. I say quicker because for me it’s taken 5 months for me to learn the answer to this question. The answer for me.

See, this morning I woke up and while I stretched (that first stretch of the day, under the warm covers – hands pressed against the wall or headboard, if you have one, and toes pointed toward the opposite wall, reaching toward it), and the question popped into my head (it’s automatic now after 5 months of that phone reminder).

“What can I get excited or be enthusiastic about TODAY?”

And for a brief second, I started to think of all the goals and tasks and shit that I would like to get done and what ONE thing is the most important to focus on today (this is where the limiting came in). Suddenly, however, this morning one very clear thought pushed out the shuffling, the indecision, the task of choosing… the thought – the ANSWER to my question was this:

EVERYTHING.

Be enthusiastic and excited about EVERYTHING! Not in a fake, cheerleaders, in your face, psycho way (I’ve heard it put like that a few times during this past year), but in a genuine, grateful to be alive with a world of opportunities before me kind of way.

BE ENTHUSIASTIC AND EXCITED ABOUT EVERYTHING!

The smile that stretched across my face almost hurt. I got out of bed, excited to face a day full of possibilities. I was enthusiastic about how I greeted my hungry feline. I was excited about what my daily readings might hold in store for me. I was looking forward to the morning catch-up with my husband. And as I shared this epiphany with him, I realized I was excited to share it with you all.

I am grateful for this day. As my dad has told me since I was a teenager: “Today is the first day of the rest of your life.” And my mother once told me, “Don’t take it all so seriously. You never get out alive.”

To wrap this up, allow me to offer this as a challenge to my assumption of your thoughts on this matter: The alternative to my epiphany is to approach today with hesitation or fear, with apprehension or indecision. I’ve spent hundreds of hours of my life hesitating to take action because “What If…” it’s the wrong action? Ahhhhhh!

So what if it is.

First of all, it’s action – take action with enthusiasm. (Let me add that when I refer to taking action, I mean take action in a way that serves the bettering of your circumstances. Enthusiastic armed robbery or binge drinking is not what I’m suggesting here). And if it turns out to be the wrong action, well… make note of it and don’t do THAT again. Tweak the action and try again in a different way (think Thomas Edison). But do everything with excitement and enthusiasm.

I have a really good feeling about this: I think my outlook on life just changed for the better. Again.

Ah-Ha Moments: What’s My Part?

18 Friday Jan 2019

Posted by kathyd65 in That's Life, Transition, Truth Mostly

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Friends, Life, Personal experience, Relationships, truth

Ah-Ha Moments: What’s My Part?

(This was written early last year; briefly edited just now)

First I’m gonna hit you with some insightful text:

“…we step on the toes of our fellows and they retaliate. Sometimes they hurt us, seemingly without provocation, but we invariably find that at some time in the past we have made decisions based on self which later placed us in a position to be hurt.” (page 62, Alcoholics Anonymous

One of the more difficult parts of growing up – for me – is admitting and accepting that I have a part in all my interactions, even the ones that go in a direction I hadn’t intended.

Recently, I had an encounter with a friend that left me with hurt feelings. “This may get your hackles up…,” I said, setting this friend up to prepare, to defend… and this friend reacted exactly as anyone on the outside might have predicted: hackles went up. That was my perception, anyway.

Except that in that moment, I didn’t see it that way. I didn’t register defense, I heard attack. “…seemingly without provocation…” And my feelings were hurt.

I am grateful I spoke to someone afterward about the encounter and my reaction. I am grateful that the person I spoke to always has my best interests at heart and feels safe in being gently honest with me about my part. I realized that I often ‘set folks up’ to react defensively – my ego still thinks it knows others well enough to predict their responses. I also speak before my head knows what’s coming out of my mouth. Truth is, I know very little about how someone is going to react to my words. I need to attend to my part of the equation instead, to state my truth, to share my self, and to let the other person sort it out as they see fit. Practice kindness, too, and show compassion. Think about my intention before I open my mouth.

Maybe watch for those toes, too, while I’m at it.

I Just Stopped

07 Monday Jan 2019

Posted by kathyd65 in That's Life, Transition, Truth Mostly

≈ 2 Comments

Tags

Education, Life, Personal experience, truth

I Just Stopped

Just now. Well, a minute ago – 13 minutes and 43 seconds ago, actually.

I stopped. I stopped moving. I stopped thinking. I stopped DOING.

I spent 13 minutes and 43 seconds BEING.

Okay, I spent about 7 minutes and 43 seconds BEING. I spent the first 6 minutes feeling restless and fidgety and uncomfortable. I played a calming raindrops meditation with some soothing music in the background, to clear my head, to recenter my being. And I thought. For 6 minutes I squirmed and thought, about all I’d gotten done today and all I still have left to do. I thought about the emotional pain I’ve been living through (putting myself through) and the love I’ve received. I thought about some others and what they might be going through.

Then – I remembered – take a deep breath and let it out, slowly, and with it, let everything go. Everything. Just BE.

And after the second deep breath I began to cry. I let the tears flow. Until they were all gone, for now, I let the tears flow.

After that it was easier. To spend the time BEING instead of DOING, or THINKING OF DOING.

When I felt a smile cross my lips, when I felt my cheeks pull up toward my eyes, I stopped the quiet time. I can continue. I am back where I belong.

I don’t know if you spend a good part of your day jumping from one task to the next. I do. I set timers. I take stretch breaks. I drink water. All that shit is DOING shit. Sometimes – and I forget to do this A LOT – sometimes we just gotta stop. And practice BEING.

Thanks for listening.

Catch Those Fleeting Moments

29 Sunday Apr 2018

Posted by kathyd65 in That's Life

≈ 4 Comments

Tags

Life, Memories, Personal experience, Priority, Relationships

Catch Those Fleeting Moments

DSCN5926 Barrel Cactus Bloom 2018-04

Small Barrel Cactus in Bloom. Kathleen Dixon (c) 2018

It’s so easy to miss those fleeting moments that cannot be retrieved. The small, still, memorable moments of joy. I’ve let so many slip away over the years… simply by allowing less important things to take priority.

Today, I make an effort to participate in those fleeting moments.

For example, about 10 days ago, I was preparing for an intense, four day motivation and education training. Planning and packing, checking lists… you know, getting ready to focus all my energy on this event I signed up for, that I wanted to participate in. And sometime during the planning and the packing, I heard those words. Fleeting Moments.

I immediately stopped what I was doing and I sent my daughter a text. My children are grown. My grandchildren are not. For the next twenty minutes, my husband and I video-chatted with our youngest grand-daughter. She is almost four. She is happy when she sees us. She smiles and giggles and shares her thoughts. She has grown from a toddler into a little girl in the past few months. And we are there for that. It was joy. We brought joy to her and she unknowingly returned it ten-fold.

This post was prompted by the accompanying photo. I tend to stuff my days with tasks, activity. I usually hold a one hour meeting every morning with myself and then I hit the ground running. I fall into tunnel-vision: how much can I get done today? Usually, too, I do a lot of busy work. And I forget to check in with my spouse. AND… sometimes, I put off his requests in favor of my busywork… stuff that could wait, even for the few minutes he wants to tell me something, or show me something.

I fight the voice inside me that says, “In a minute, I’m RIGHT in the middle of task number 187.”

Today, he called through the bedroom window. Asked me if I ‘d seen the barrel cactus this morning. And that voice spoke up… however, today I made a choice. I told the voice that we had five minutes, that the task I had just begun wasn’t going anywhere and that he was more important than gathering the week’s account balances.

You see, I HAD seen the cactus earlier this morning. It has some small, fuzzy, white fluff growing on it and I’d made a mental note to ask him about it. (My mental notes are also fleeting, by the way). I stopped what I was doing and I went outside to look at the cactus, to ask him about those fuzzy white puffs. And on that cactus I’d seen only an hour before was this delicate, hot pink bloom. As you can see, it is a spectacular little flower. It will only last a day or two, and it won’t bloom again for a long time.

I would have missed that bloom and my husband’s attempt to share it with me, if I’d listened to that little voice.

I am certainly grateful to know – at least for today – where my real priorities lie, and that the fleeting moments are the ones that make my life one worth living.

Nothing to Say

26 Sunday Feb 2017

Posted by kathyd65 in That's Life

≈ 2 Comments

Tags

Health, Life, Personal experience, Reality, truth

Nothing to Say

If you read Sick, then you’ll understand this. I have bronchitis. I’m pretty sure that’s all it is. However, an aching head makes thinking more difficult, makes focusing a chore.

So today I did neither. We ate breakfast out and stopped by Costco, using all the energy I had in reserve. After we put away our groceries I dozed on the couch.

My loving husband and I played Cashflow 101. I got out of the rat race first, and I managed to increase my cash flow by $50,000 first to win the game.

More rest.

We built the remainder of a Lego Christmas train. The flatcar and the caboose. And all the tiny Christmas gifts. We ran it around the track a few times (we sprung for the motor accessory). It’s the coolest.

I coughed too long and too hard. I’m going to bed early. Too much effort to try and watch a movie.

Tomorrow I’ll visit Urgent Care at the request of my husband. Maybe the nurses can help speed up the healing.

And that’s about it. I’ll write something more entertaining tomorrow. Thanks for stopping by.

Sick

25 Saturday Feb 2017

Posted by kathyd65 in That's Life

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Health, Life, Personal experience, Poetry, truth

Sick

Fatigue. Stiff joints. Feeling cold in a warm room.

Deep in the ear canal, an itch I can’t scratch.

Dry, burning eyeballs. Nasal passages blocked.

Feeling the pressure build as the blood pounds in my temples.

Throat swelling shut, becoming difficult to swallow.

Benched indefinitely. Against my will. Without my consent.

So much to do. No energy to do it.

Snippity. Irritable. Cranky. Sorry.

Damnit.

Zzzzzzzzzz.

 

 

 

Solitary

24 Friday Feb 2017

Posted by kathyd65 in Fiction, Writing

≈ 18 Comments

Tags

100 words, Fiction, Life, Personal experience, Story

Solitary

ff-prompt-2017-02-24-sarah_potter-january-snowfall-nighttime

After midnight. Can’t sleep. That committee between my ears making all manner of ruckus. Funny the things that seem urgent in the boardroom of the mind. Rehashing unresolved regrets. Organizing tomorrows to do list. I toss. I turn. ENOUGH. Rolling quietly out of bed, grabbing my robe, I head to the porch with pad of paper and pen. The porch offers solitude and a beautiful view. The world is quiet, all sound absorbed by this mantle of pristine, unmarred snow. It covers everything. Setting pad and pen aside, I sit quietly instead, meditating on the streetlight’s glow. The committee disperses.

—

I hope you enjoyed reading this, as I enjoyed writing it. Thanks to Rochelle for continuing to post the weekly 100 words photo prompt for Friday Fictioneers. Special thanks to Sarah Potter for her lovely photograph.

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If you want to be a hero well just follow me

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